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Hsu said it was the job of federal regulators to interrogate the risks and benefits of tokenized deposits as they take on popularity among banks.

Michael Hsu on tokenization, plus open banking reacts

The acting Comptroller of the Currency told an audience gathered at DC Fintech Week this morning that federal regulators didn’t need congressional action to oversee the development of tokenized deposits.

Michael Hsu acknowledged lawmakers had a role to play in stablecoin policy. But “we can use all the existing rules and frameworks we have now” on tokenized deposits, Hsu said. “We just need to focus them.”

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